• EPA/LPA Considerations and discussion

    From AnthonyL@21:1/5 to All on Thu Feb 22 13:07:58 2024
    My wife and I had EPAs drawn up some years back, the originals sitting
    with the solicitors that did our Wills at the time.

    I'm now looking at minor amendments and that brings into question
    whether LPAs should be used instead, and both Financial and Health.

    I understand that the EPA may take some time for registration (though
    some sites intimate that they can be used for some purposes without registration) and AIUI primarily covers Financial affairs.

    So before I go any further I'm seeking views and practical experiences
    with one or the other.

    Additionally what is a "Repeat LPA application" for which there is a
    Fee?


    --
    AnthonyL

    Why ever wait to finish a job before starting the next?

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  • From AnthonyL@21:1/5 to simonparkerulm@gmail.com on Fri Feb 23 19:04:48 2024
    On Thu, 22 Feb 2024 14:20:26 +0000, Simon Parker
    <simonparkerulm@gmail.com> wrote:

    On 22/02/2024 13:07, AnthonyL wrote:
    My wife and I had EPAs drawn up some years back, the originals sitting
    with the solicitors that did our Wills at the time.

    I'm now looking at minor amendments and that brings into question
    whether LPAs should be used instead, and both Financial and Health.

    I would respectfully suggest that it doesn't "bring into question
    whether LPAs should be used instead" as there is no process by which
    existing EPAs (signed and witnessed before October 2007) can be amended.

    The process which must be followed to make adjustments to an existing
    EPA is to cancel the EPA and replace it with an LPA.

    To cancel an unregistered EPA you need to made a "Deed of Revocation", >(sample below [1]) and then keep that with the original EPA form.

    You are required to let let your attorney(s) and any relevant banks and >financial providers know that you have cancelled the EPA.

    In the name of completeness, if the EPA has been registered it is
    necessary to apply to the Court of Protection (CoP) to cancel the
    registered EPA which must be done using forms COP1 [2] and COP24 [3] and >there's a fee (currently £371) to apply to revoke the EPA (although if
    you are in receipt of certain benefits you can receive assistance with
    the fee by completing Form COP44a [4]) with the whole process taking up
    to sixteen weeks.


    I understand that the EPA may take some time for registration (though
    some sites intimate that they can be used for some purposes without
    registration) and AIUI primarily covers Financial affairs.

    So before I go any further I'm seeking views and practical experiences
    with one or the other.

    We have both LPAs for all members of my immediately family as I consider
    it too risky not to. Care needs to be taken in completing the forms,
    but it is not necessary to employ the services of a lawyer, unless one
    is minded to make a contribution towards said lawyers next car / divorce
    / retirement fund (delete as applicable depending upon the predilections
    of your chosen lawyer). :-)

    In case you consider my experience atypical, a relative of mine is a >horticulturalist (so no relevant qualifications) and was able to
    complete LPAs for his father without formal assistance merely by using
    the details provided in the "Complete Pack" available here. [5]


    Additionally what is a "Repeat LPA application" for which there is a
    Fee?

    If you make a mistake in the completing the application and need to
    reapply, you need to pay the "Repeat LPA Application" fee for each >resubmitted application. (If it takes you three goes at getting the CoP
    to accept the application, you'll have paid the initial £81 plus two
    times £41 for the repeated applications, so £162 in total.)

    Regards

    S.P.

    [1] Sample "Deed of Revocation"

    Deed of revocation

    This deed of revocation is made by [your name] of [your address].

    1: I granted an enduring power of attorney on [date you signed the
    enduring power of attorney] appointing [name of first attorney] of
    [address of first attorney] and [name of second attorney] of [address of >second attorney] to act as my attorney(s).

    2: I revoke the enduring power of attorney and the authority granted by it.

    Signed and delivered as a deed [your signature]
    Date signed [date]
    Witnessed by [signature of witness]
    Full name of witness [name of witness]
    Address of witness [address of witness]

    [2] >https://www.gov.uk/government/publications/apply-to-make-decisions-on-someones-behalf-form-cop1

    [3] >https://www.gov.uk/government/publications/give-a-witness-statement-about-a-person-who-lacks-capacity-form-cop24

    [4] >https://www.gov.uk/government/publications/apply-for-help-with-court-of-protection-fees-form-cop44a

    [5] >https://www.gov.uk/government/publications/make-a-lasting-power-of-attorney


    Thank you for the clarifications.

    The EPA has my wife as sole attorney. It did also include my daughter
    but in 2013 for personal reasons she completed a "Deed of disclaimer
    of an attorney ..." which is lodged with the solicitor alongside the
    original.

    Apart from having no additional attorneys do you see any advantage in
    keeping it? I note you have taken the two LPAs route and I have
    printed all the forms off (yes I know it can be done on-line). The
    driver for making any change thus far has been that my granddaughters
    are of age and maturity to act in the event my wife cannot.

    If I do revoke the EPA is any more needed other than to get the
    original from the solicitors and then my wife and I destroy it? What
    purpose does it otherwise serve other than another piece of paperwork?

    I'm presuming LPAs are the route to go now but since we currently have
    the option of keeping or revoking the EPAs I just want to ensure there
    isn't some valid reason to keep them.




    --
    AnthonyL

    Why ever wait to finish a job before starting the next?

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  • From AnthonyL@21:1/5 to simonparkerulm@gmail.com on Tue Feb 27 12:39:51 2024
    On Mon, 26 Feb 2024 15:47:58 +0000, Simon Parker
    <simonparkerulm@gmail.com> wrote:


    As you seem to want to add a further attorney, your only option is to
    revoke the EPAs and replace them with new LPAs naming all the attorneys.


    Yes I have understood that the EPA cannot be amended.

    I've perhaps overcomplicated the root of my question.

    If anyone has an unregistered EPA is it better for them to have LPAs
    instead? In what circumstance does one have an advanage over the
    other?

    "EPA/LPA Considerations and discussion"


    --
    AnthonyL

    Why ever wait to finish a job before starting the next?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)