Hello...


More of my philosophy about the financial market and more..

I am a white arab, and i think i am smart since i have also
invented many scalable algorithms and algorithms..

I think that the stock market crashes can be due to economic or natural disasters, speculation, or investor panic, but i also think that
it is the "control" over the factors of speculation and investment panic
that is the most important that permits to prevent a stock market crash,
so first we have to know that an investor is concerned with the
fundamental value of his investment, whereas a speculator is only
concerned with market price movement, and here is my thoughts about how
to avoid stock market crash:

More philosophy about the future of financial stability and cyber risk..

I have just read rapidly the following very interesting article,
i invite you to read it carefully:

The future of financial stability and cyber risk

https://www.brookings.edu/research/the-future-of-financial-stability-and-cyber-risk/

I think that we have to be positive about the future of financial
stability and cyber risk, since notice that the financial stability
depends on three things:

1- Leverage
2- Maturity and Risk Transformation
3- Procyclicality of the price of risk

Read the above article to notice it, but i think that for the first two,
i mean Leverage and Maturity and Risk Transformation, the financial institutions have not to put all the eggs in the same basket, so
they need to diversify the risk correctly by diversifying portfolios
etc., and for the third that is the Procyclicality of the price of risk,
i think that it is less risky since it depends on the "asset" prices
that are diversified to a certain level, and for the cyber risk i am
positive since i think we are getting much more sophisticated in cyber security. So i remain positive.

And my above thoughts are related to how i will invest more for my
retirement etc. as follows, read my following thoughts so that to
understand my way of doing about it:

https://groups.google.com/g/alt.culture.morocco/c/h4FblBWnNHk

More of my philosophy about my new proverb and more..

I think i am smart and i think i am a wise type of person,
and as you have just noticed i have just invented quickly
a new proverb and here it is and read my explanation below:

---

Here is my new proverb:

"When you walk towards a goal in life it's like you walk down a forest
path towards a goal, but when you walk this forest path you can look at
flowers and pretty trees and be happier or you can also learn more and
have more experience which is useful while walking in the forest, then
life is like this, you can go through it towards goals, but going
through it you can also have pleasures that make you happier and you can
learn more and have more experience and that is useful to you, and i
think this conception of life makes you more positive."

And here is the translation in french of my new proverb:

"Quand tu marches vers un objectif dans la vie, c'est comme tu marches
dans un chemin de forêt vers un objectif, mais quand tu marches dans ce
chemin de forêt tu peux regarder des fleurs et de jolis arbres et être
plus joyeux ou tu peux aussi en apprendre plus et avoir plus
d'expérience qui est utile en marchant dans la forêt, alors la vie
ressemble à cela,