Years of marital bliss.
On Wednesday, September 13, 2023 at 9:29:23 AM UTC-5, Ken Olson wrote:
Years of marital bliss.
No such thing.
Years of marital bliss.
Ken
Ken Olson <kolson@freedomnet.org> wrote:
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still poasting here”
On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still poasting here”
I'm about 11 months away from Medicare.
Thank you.
Ken
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote:
On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still
poasting here”
Thank you.
Ken
A social program created by Democrats.
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote: >>> On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still >>>> poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote: >>> On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still >>>> poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
Years of marital bliss.Good for you. I just reached 47.
Ken
On 9/13/2023 9:28 PM, Ken Olson wrote:
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote: >>>> On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still >>>>> poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
You do have a choice. Move out of the country. Medicare does not cover
you overseas. So if you travel you should get travel medical insurance.
On 9/16/2023 1:18 AM, RoddyMcCorley wrote:
On 9/13/2023 9:28 PM, Ken Olson wrote:
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote: >>>>> On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still >>>>>> poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
You do have a choice. Move out of the country. Medicare does not cover
you overseas. So if you travel you should get travel medical insurance.
I have no desire to leave the country at this point.
On 2023-09-17, Ken Olson <kolson@freedomnet.org> wrote:
On 9/16/2023 1:18 AM, RoddyMcCorley wrote:
On 9/13/2023 9:28 PM, Ken Olson wrote:
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote: >>>>>> On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still >>>>>>> poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
You do have a choice. Move out of the country. Medicare does not cover
you overseas. So if you travel you should get travel medical insurance.
I have no desire to leave the country at this point.
And the choice was whether to pay for it or not. You've already paid for it, of course. And it is a deeply progressive option; Medicare is great if you didn't make much money, whether or not it was due to circumstance or sloth. If you paid into the system, it isn't nearly so great and you might
have been better off without it.
Con Reeder, unhyphenated American <constance@duxmail.com> wrote:
On 2023-09-17, Ken Olson <kolson@freedomnet.org> wrote:
On 9/16/2023 1:18 AM, RoddyMcCorley wrote:
On 9/13/2023 9:28 PM, Ken Olson wrote:
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote:
On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still
poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
You do have a choice. Move out of the country. Medicare does not cover >>>> you overseas. So if you travel you should get travel medical insurance. >>>>
I have no desire to leave the country at this point.
And the choice was whether to pay for it or not. You've already paid for it, >> of course. And it is a deeply progressive option; Medicare is great if you >> didn't make much money, whether or not it was due to circumstance or sloth. >> If you paid into the system, it isn't nearly so great and you might
have been better off without it.
Actuarially, everyone comes out ahead with social security and Medicare.
That’s why the programs have such large structural deficits. For example:
https://www.politifact.com/article/2013/feb/01/medicare-and-social-security-what-you-paid-what-yo/
Scrolling about halfway down the page gets you to the bar graphs that show
it pretty plainly.
On 2023-09-17, xyzzy <xyzzy.dude@gmail.com> wrote:
Con Reeder, unhyphenated American <constance@duxmail.com> wrote:
On 2023-09-17, Ken Olson <kolson@freedomnet.org> wrote:
On 9/16/2023 1:18 AM, RoddyMcCorley wrote:
On 9/13/2023 9:28 PM, Ken Olson wrote:
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote:
On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still
poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
You do have a choice. Move out of the country. Medicare does not cover >>>>> you overseas. So if you travel you should get travel medical insurance. >>>>>
I have no desire to leave the country at this point.
And the choice was whether to pay for it or not. You've already paid for it,
of course. And it is a deeply progressive option; Medicare is great if you >>> didn't make much money, whether or not it was due to circumstance or sloth. >>> If you paid into the system, it isn't nearly so great and you might
have been better off without it.
Actuarially, everyone comes out ahead with social security and Medicare.
Medicare probably true.
contribute anywhere near the maximum and count the employer match, you
do much better simply by saving the money and investing in index
funds. The higher earners subsidize the lower earners. (I don't
begrudge the money, it's part of the deal.) The present value of my
Social Security is well under a million, and I would easily have saved
and reaped much more based on my contributions. The benefits are
heavily loaded to benefit lower earners.
You do realize that the SSA has not run their operation like a real
pension fund, right? They have not been at all accountable; they comingle funds all over the place.
That’s why the programs have such large structural deficits. For example: >>
https://www.politifact.com/article/2013/feb/01/medicare-and-social-security-what-you-paid-what-yo/
Scrolling about halfway down the page gets you to the bar graphs that show >> it pretty plainly.
No. Like almost all Politifact stuff, it's BS, because they have a
large partisan lean. They manipulate their "facts" to achieve their
desired result, and do it in a more egregious way than any
organization out there.
It cites "paid in" and "average earner". It doesn't take into
account realistic investment returns. Two percent is not what
pension funds plan for.
what happens to the residue if you die before you get benefits.
Assuming you are reasonably well-paid, from the median salary on up,
If you are a baby boomer and save the equivalent of what you pay in
social security and invest it, you end up with more money than you get
from Social Security. Period.
Con Reeder, unhyphenated American <constance@duxmail.com> wrote:
On 2023-09-17, xyzzy <xyzzy.dude@gmail.com> wrote:
Con Reeder, unhyphenated American <constance@duxmail.com> wrote:
On 2023-09-17, Ken Olson <kolson@freedomnet.org> wrote:
On 9/16/2023 1:18 AM, RoddyMcCorley wrote:
On 9/13/2023 9:28 PM, Ken Olson wrote:
On 9/13/2023 9:16 PM, unclejr wrote:
On Wednesday, September 13, 2023 at 11:37:48 AM UTC-5, Ken Olson wrote:
On 9/13/2023 11:43 AM, xyzzy wrote:
Ken Olson <kol...@freedomnet.org> wrote:I'm about 11 months away from Medicare.
Years of marital bliss.
Ken
Congrats.
Before I saw it was you I was like “no way anyone that young is still
poasting here”
Thank you.
Ken
A social program created by Democrats.
That I have no choice in. Power to the government.
Ken
You do have a choice. Move out of the country. Medicare does not cover >>>>>> you overseas. So if you travel you should get travel medical insurance. >>>>>>
I have no desire to leave the country at this point.
And the choice was whether to pay for it or not. You've already paid for it,
of course. And it is a deeply progressive option; Medicare is great if you >>>> didn't make much money, whether or not it was due to circumstance or sloth.
If you paid into the system, it isn't nearly so great and you might
have been better off without it.
Actuarially, everyone comes out ahead with social security and Medicare.
Medicare probably true.
Since Medicare was the subject of this thread you could have stopped there.
Social Security, not so at all. If you
contribute anywhere near the maximum and count the employer match, you
do much better simply by saving the money and investing in index
funds. The higher earners subsidize the lower earners. (I don't
begrudge the money, it's part of the deal.) The present value of my
Social Security is well under a million, and I would easily have saved
and reaped much more based on my contributions. The benefits are
heavily loaded to benefit lower earners.
You do realize that the SSA has not run their operation like a real
pension fund, right? They have not been at all accountable; they comingle
funds all over the place.
That’s why the programs have such large structural deficits. For example: >>>
https://www.politifact.com/article/2013/feb/01/medicare-and-social-security-what-you-paid-what-yo/
Scrolling about halfway down the page gets you to the bar graphs that show >>> it pretty plainly.
No. Like almost all Politifact stuff, it's BS, because they have a
large partisan lean. They manipulate their "facts" to achieve their
desired result, and do it in a more egregious way than any
organization out there.
It cites "paid in" and "average earner". It doesn't take into
account realistic investment returns. Two percent is not what
pension funds plan for.
You’re right and neither did this article. It was inflation plus 2%.
It also doesn't look at actuarial issues or
what happens to the residue if you die before you get benefits.
Assuming you are reasonably well-paid, from the median salary on up,
If you are a baby boomer and save the equivalent of what you pay in
social security and invest it, you end up with more money than you get
from Social Security. Period.
Except for your inaccuracy about the assumed percentage return and the idea that you know you would do better investing it yourself is a hypothetical counter factual, I don’t disagree with any of what you are saying about social security. It’s an insurance program against old age poverty.
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