There's a free-standing building, almost a kiosk, near my grocery
which consists of one tiny room containing a teller machine, a shelf
to sort your wallet on, and a wastebasket full of receipts.
The machine doesn't issue a receipt unless you specifically request a
receipt -- so why are so many discarded?
In article <7k4sai14vhub3i6kkvafoh5dl0t5d93g78@4ax.com>,
Joy Beeson <jbeeson@invalid.net.invalid> wrote:
There's a free-standing building, almost a kiosk, near my grocery
which consists of one tiny room containing a teller machine, a shelf
to sort your wallet on, and a wastebasket full of receipts.
The machine doesn't issue a receipt unless you specifically request a >>receipt -- so why are so many discarded?
(Hal Heydt)
I can't speak to the practices at your local bank, but at mine
one ends up with one or two "most used" transactions and that
carries through to whether or not you want a receipt.
There's a free-standing building, almost a kiosk, near my grocery
which consists of one tiny room containing a teller machine, a shelf
to sort your wallet on, and a wastebasket full of receipts.
The machine doesn't issue a receipt unless you specifically request a
receipt -- so why are so many discarded?
At least at mine (IIRC, been a while since I've gotten one) the
balance shows on the receipt but not on the screen. So after they
check they toss.
In article <u8nsfq$3ide4$1@dont-email.me>, morrisj@epsilon3.comcon (Jay E. Morris) wrote:
At least at mine (IIRC, been a while since I've gotten one) the
balance shows on the receipt but not on the screen. So after they
check they toss.
Interesting.
Here in the UK, looking at the last withdrawal I did from an ATM, there
was no balance given. And I don't recall a balance shown on the screen
when you do a withdrawal. I think you can request a balance separately,
but I've never done that and I don't know if that gives a hard copy.
In article <u8nsfq$3ide4$1@dont-email.me>, morrisj@epsilon3.comcon (Jay E. >Morris) wrote:
At least at mine (IIRC, been a while since I've gotten one) the
balance shows on the receipt but not on the screen. So after they
check they toss.
Interesting.
Here in the UK, looking at the last withdrawal I did from an ATM, there
was no balance given. And I don't recall a balance shown on the screen
when you do a withdrawal. I think you can request a balance separately,
but I've never done that and I don't know if that gives a hard copy.
California has just released Leslie van Houten. She is to spend
a year in a half-way house. While there, she gets to learn about
things like ATMs, debit cards, cell phones, and the web. She's been
locked up for 53 years and the world has changed....
Hal Heydt wrote:
California has just released Leslie van Houten. She is to spendShe also has to learn about all the new celebrities. Some are still
a year in a half-way house. While there, she gets to learn about
things like ATMs, debit cards, cell phones, and the web. She's been
locked up for 53 years and the world has changed....
around from the 1960s, but aren't likely to be pregnant, making them suboptimal as murder victims.
--
(Hal Heydt)
At the ATMs I use, the balance shows on the screen before the
transaction is selected, and the new balance (reflecting any
deposits or withdrawls) is printed on the receipt.
In article <rxr46C.16sE@kithrup.com>, djheydt@kithrup.com (Dorothy J
Heydt) wrote:
(Hal Heydt)
At the ATMs I use, the balance shows on the screen before the
transaction is selected, and the new balance (reflecting any
deposits or withdrawls) is printed on the receipt.
As it happens, I've only used an ATM twice this year, so many places not
only accept cards, they insist on it. I'll have to see what happens with ATMs in Germany and Austria when I'm on holiday in a week's time.
(Hal Heydt)
At the ATMs I use, the balance shows on the screen before the
transaction is selected, and the new balance (reflecting any
deposits or withdrawls) is printed on the receipt.
Stores in Germany don't always accept the big-name credit cards, so
you might have to use cash more than in some other countries. The
only other issue I've noticed is that few ATMs accept the old
pre-chip bank cards, but the ones with chips are pretty much
universal by now. It just caught me when Germany was transitioning
faster than the US.
In article <rxr46C.16sE@kithrup.com>, djheydt@kithrup.com (Dorothy J
Heydt) wrote:
(Hal Heydt)
At the ATMs I use, the balance shows on the screen before the
transaction is selected, and the new balance (reflecting any
deposits or withdrawls) is printed on the receipt.
As it happens, I've only used an ATM twice this year, so many places not
only accept cards, they insist on it. I'll have to see what happens with >ATMs in Germany and Austria when I'm on holiday in a week's time.
I certainly had no trouble in Berlin last year, although a few little
corner shops didn't take cards. It was a very hot week and I kept
needing to buy drinks.
Certainly had chip and PIN cards in the UK for many years. I saw a few American tourists having problems when the change was made here, the shop having to get the customer to enter a PIN. What I did find last year in Germany was that each shop and restaurant had different designs for their terminals and I had to look to see where to place the card.
And--just as an
FYI--US paper currency has "THIS NOTE IS LEGAL TENDER FOR ALL
DEBTS, PUBLIC AND PRIVATE" printed on it, so a case can be
made that refusing to accept cash is illegal.
On 7/14/23 11:18 AM, Paul Dormer wrote:
Certainly had chip and PIN cards in the UK for many years. I saw a few American tourists having problems when the change was made here, the shop having to get the customer to enter a PIN. What I did find last year in Germany was that each shop and restaurant had different designs for their terminals and I had to look to see where to place the card.I'd forgotten to mention that some vending devices wanted a PIN with my credit card. If I have one, I don't know what it is. That was as recent
as this year.
--
In article <memo.20230714125117.3244A@pauldormer.cix.co.uk>,
Paul Dormer <prd@pauldormer.cix.co.uk> wrote:
In article <rxr46C.16sE@kithrup.com>, djheydt@kithrup.com (Dorothy J
Heydt) wrote:
(Hal Heydt)
At the ATMs I use, the balance shows on the screen before the
transaction is selected, and the new balance (reflecting any
deposits or withdrawls) is printed on the receipt.
As it happens, I've only used an ATM twice this year, so many places not
only accept cards, they insist on it. I'll have to see what happens with
ATMs in Germany and Austria when I'm on holiday in a week's time.
(Hal Heydt)
If I encounter some place that will *only* accept cards, that
will be a place I won't do business with. And--just as an
FYI--US paper currency has "THIS NOTE IS LEGAL TENDER FOR ALL
DEBTS, PUBLIC AND PRIVATE" printed on it, so a case can be
made that refusing to accept cash is illegal.
In Ireland the other Worldcon week, I used Apple Pay *everywhere*
(except the time I used cash just for the experience of paying in
physical euro), and I never once even had to think about things. Find
the symbol, blip my watch, bim bam boom.
(Hal Heydt)
If I encounter some place that will *only* accept cards, that
will be a place I won't do business with. And--just as an
FYI--US paper currency has "THIS NOTE IS LEGAL TENDER FOR ALL
DEBTS, PUBLIC AND PRIVATE" printed on it, so a case can be
made that refusing to accept cash is illegal.
I'd forgotten to mention that some vending devices wanted a PIN with
my credit card. If I have one, I don't know what it is. That was as
recent as this year.
In article <u8sbp5$4bn7$1@dont-email.me>, garym@mcgath.com (Gary McGath) wrote:
I'd forgotten to mention that some vending devices wanted a PIN with
my credit card. If I have one, I don't know what it is. That was as
recent as this year.
I use my debit card in supermarkets two of three times a week and occasionally I have to insert my PIN (which I do remember). I presume it
is some check to make sure it is still me using the card.
In article <m28rbib7qe.fsf@kelutral.omcl.org>, spcoltri@omcl.org (Steve Coltrin) wrote:
In Ireland the other Worldcon week, I used Apple Pay *everywhere*
(except the time I used cash just for the experience of paying in
physical euro), and I never once even had to think about things. Find
the symbol, blip my watch, bim bam boom.
I finally got round to buying a smart phone just before Christmas after Dublin and didn't know anything about paying with a phone. Then my
sister came visiting about eighteen months later and we were in a café
and she paid with her phone (an Apple). I checked my Android phone and
found Googlepay and installed it, only to fine the phone doesn't have the necessary chip to do payments. :-( (It also doesn't have a compass. No
use when paying, but would be useful when walking.)
Inspired by this discussion, I decided to try again to set up Google Pay
on my Samsung phone. A couple of years ago I tried and ran into various complications. This time everything apparently went smoothly for adding
a card, then when I opened the app again it asked for my Google Pay PIN. Nothing before that had me set one up, unless I carelessly skipped over
a step.
A Web search turns up advice that I can set up the PIN from the Google
Pay app, but I can't do _anything_ from the app without the PIN. Nor can
I find any way to set a PIN up from the browser. So I'm stuck again.
On 15/07/2023 21:34, Paul Dormer wrote:
In article <u8sbp5$4bn7$1@dont-email.me>, garym@mcgath.com (Gary McGath)
wrote:
I'd forgotten to mention that some vending devices wanted a PIN with
my credit card. If I have one, I don't know what it is. That was as
recent as this year.
I use my debit card in supermarkets two of three times a week and
occasionally I have to insert my PIN (which I do remember). I presume it
is some check to make sure it is still me using the card.
There is usually a maximum no-PIN value, here in Oz it's $100.
The banks put it up to $200 during the worst of COVID, but it's been
back down for a while now.
It's presumably mentioned in the T&C for your debit card, which you
haven't read. Nobody has read them. ;-)
Cheers,
Gary B-)
On 15/07/2023 21:34, Paul Dormer wrote:
In article <u8sbp5$4bn7$1@dont-email.me>, garym@mcgath.com (Gary McGath)
wrote:
I'd forgotten to mention that some vending devices wanted a PIN with
my credit card. If I have one, I don't know what it is. That was as
recent as this year.
I use my debit card in supermarkets two of three times a week and
occasionally I have to insert my PIN (which I do remember). I presume it
is some check to make sure it is still me using the card.
There is usually a maximum no-PIN value, here in Oz it's $100.
There is usually a maximum no-PIN value, here in Oz it's $100.
Not just a ceiling on amount, it asks every X consecutive non-PIN transactions. Taking money out of an ATM counts as a PIN transaction.
(Hal Heydt)
If I encounter some place that will *only* accept cards, that
will be a place I won't do business with.
begin fnord
djh...@kithrup.com (Dorothy J Heydt) writes:
(Hal Heydt)Businesses in parts of Albuquerque have been getting robbed so often
If I encounter some place that will *only* accept cards, that
will be a place I won't do business with.
that if they didn't go no cash they'd have to close their doors.
In article <u8rfrc$134v$1@dont-email.me>, garym@mcgath.com (Gary McGath) wrote:
Stores in Germany don't always accept the big-name credit cards, so
you might have to use cash more than in some other countries. The
only other issue I've noticed is that few ATMs accept the old
pre-chip bank cards, but the ones with chips are pretty much
universal by now. It just caught me when Germany was transitioning
faster than the US.
I certainly had no trouble in Berlin last year, although a few little
corner shops didn't take cards. It was a very hot week and I kept
needing to buy drinks.
Certainly had chip and PIN cards in the UK for many years. I saw a few American tourists having problems when the change was made here, the shop having to get the customer to enter a PIN. What I did find last year in Germany was that each shop and restaurant had different designs for their terminals and I had to look to see where to place the card.
Paul Dormer <p...@pauldormer.cix.co.uk> wrote:
In article <u8rfrc$134v$1...@dont-email.me>, ga...@mcgath.com (Gary McGath)
wrote:
Stores in Germany don't always accept the big-name credit cards, so
you might have to use cash more than in some other countries. The
only other issue I've noticed is that few ATMs accept the old
pre-chip bank cards, but the ones with chips are pretty much
universal by now. It just caught me when Germany was transitioning
faster than the US.
I certainly had no trouble in Berlin last year, although a few little corner shops didn't take cards. It was a very hot week and I kept
needing to buy drinks.
Certainly had chip and PIN cards in the UK for many years. I saw a few American tourists having problems when the change was made here, the shop having to get the customer to enter a PIN. What I did find last year in Germany was that each shop and restaurant had different designs for their terminals and I had to look to see where to place the card.Most US cards are chip and signature...the PIN, if they have one, is for cash
advances. I specifically looked for an issuer that would do chip and PIN for travel. When I applied for the card they asked whether I wanted it set for chip and signature or chip and PIN. I've encountered a few places in the US where I had to either go behind the counter or, if at a drive through, use a different card because their terminal was fixed/had a cable that was too short to reach.
I've encountered a few places in the US
where I had to either go behind the counter or, if at a drive
through, use a
different card because their terminal was fixed/had a cable that was
too
short to reach.
Anything which is pay-before-service can refuse cash because there is
no debt. For instance, fast food places require payment before they
give you food, so they could be credit card only.
A long time back,
one of our transit systems wanted to go non-cash.
... It just caught me when Germany was transitioning faster than the US.
The machine doesn't issue a receipt unless you specifically request a >>>receipt -- so why are so many discarded?
Perhaps people get cash from the ATM, put it into their wallet,
and notice all the other receipts from other ATM transactions in there
and throw them all out?
If I encounter some place that will *only* accept cards,
that will be a place I won't do business with.
And--just as an
FYI--US paper currency has "THIS NOTE IS LEGAL TENDER FOR ALL
DEBTS, PUBLIC AND PRIVATE" printed on it, so a case can be
made that refusing to accept cash is illegal.
Hal Heydt wrote:
If I encounter some place that will *only* accept cards, that will
be a place I won't do business with.
That's your prerogative and I respect that.
It's a privacy issue, personal choice, etc.
I believe comp.risks recently had a posting concerning stores/
businesses that no longer accept cash. Taking cash is NOT FREE -
there are costs to handling cash (particularly if an armored car
pickup is involved) and liability: robbery, theft and "internal
loss" (sticky fingered employees).
Someone Else <someone.else@example.com.invalid> wrote:
A long time back, one of our transit systems wanted to go non-cash.
Okay, you caught me flip-flopping a bit. As a New Yorker, I'm
accustomed to anonymity when traveling: buy subway tokens in cash
and use the tokens as needed.
Most transportation systems now use some sort of electronic fare
card: wireless/RFID, barcode or magnetic stripe.
Jeff Jonas <je...@panix.com> wrote:
Hal Heydt wrote:Same here.
If I encounter some place that will *only* accept cards, that will
be a place I won't do business with.
That's your prerogative and I respect that.In my case it's for two main reasons:
It's a privacy issue, personal choice, etc.
* I don't want more ads of any kind, whether or not they're targeted.
* It's anyone's guess what patterns of purchases may be seen as
suspicious. Before the Boston Marathon bombing, there was nothing
suspicious about buying backpacks, pressure cookers, or cell phones.
And 46 years ago I learned the hard way just how easy it is to be
falsely convicted of a serious crime. (I also own hundreds of
"suspicious" books -- along with thousands of non-suspicious books.
By selectively listing them a prosecutor could "prove" that I'm a
Nazi, Communist, terrorist, soldier of fortune, pervert, etc.
I believe comp.risks recently had a posting concerning stores/DC's Metro system had sticky-fingered employees in their parking lots. Instead of researching how nearly every retail business in the US
businesses that no longer accept cash. Taking cash is NOT FREE -
there are costs to handling cash (particularly if an armored car
pickup is involved) and liability: robbery, theft and "internal
loss" (sticky fingered employees).
prevents its employees from pocketing customer cash, Metro instead
mandated that parking can be paid for only with their SmarTrip
RFID card.
--
If I encounter some place that will *only* accept cards,
that will be a place I won't do business with.
That's your prerogative and I respect that.
It's a privacy issue, personal choice, etc.
And--just as an
FYI--US paper currency has "THIS NOTE IS LEGAL TENDER FOR ALL
DEBTS, PUBLIC AND PRIVATE" printed on it, so a case can be
made that refusing to accept cash is illegal.
I believe comp.risks recently had a posting concerning
stores/businesses that no longer accept cash.
Taking cash is NOT FREE - there are costs to handling cash
(particularly if an armored car pickup is involved)
and liability: robbery, theft and "internal loss" (sticky fingered employees).
So please understand their side too.
*Pellem 123, anyone?
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