• Why do companies make it so hard?? Part 97

    From BungleBob@21:1/5 to All on Tue Nov 29 16:26:21 2022
    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    What?!? You can't even deposit money into someone's account these days?
    They no longer accept cheques. How the [BEEP] do they expect people to
    be able to do things like pay for TradeMe purchases? No doubt they
    think "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Crash@21:1/5 to bunglebob@thejungle.com on Tue Nov 29 17:46:06 2022
    On Tue, 29 Nov 2022 16:26:21 +1300, BungleBob
    <bunglebob@thejungle.com> wrote:


    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    What?!? You can't even deposit money into someone's account these days?
    They no longer accept cheques. How the [BEEP] do they expect people to
    be able to do things like pay for TradeMe purchases? No doubt they
    think "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Assuming you had the correct bank account number, I would ask to speak
    to a supervisor or manager.

    Having said that banks expect that all purchases are indeed paid for
    using Internet Banking or cards (credit or debit).


    --
    Crash McBash

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From BungleBob@21:1/5 to Crash on Tue Nov 29 18:33:45 2022
    On 2022-11-29 04:46:06 +0000, Crash said:
    On Tue, 29 Nov 2022 16:26:21 +1300, BungleBob
    <bunglebob@thejungle.com> wrote:

    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    What?!? You can't even deposit money into someone's account these days?
    They no longer accept cheques. How the [BEEP] do they expect people to
    be able to do things like pay for TradeMe purchases? No doubt they
    think "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Assuming you had the correct bank account number, I would ask to speak
    to a supervisor or manager.

    Having said that banks expect that all purchases are indeed paid for
    using Internet Banking or cards (credit or debit).

    They won't accept *any* cash deposits into *other* people's accounts
    because they're scared witless about being done for money laundering.
    :\

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Paul Milliner@21:1/5 to BungleBob on Tue Nov 29 19:55:58 2022
    BungleBob wrote:

    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    <https://www.nzba.org.nz/banking-information/fighting-financial-crime/you-and-the-money-laundering-law/>

    What?!? You can't even deposit money into someone's account these days?
    They no longer accept cheques. How the [BEEP] do they expect people to
    be able to do things like pay for TradeMe purchases? No doubt they think "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Try complaining to the Banking Ombudsman. :-D <https://bankomb.org.nz/guides-and-cases/quick-guides/other/anti-money-laundering-changes-to-banking/>

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From BungleBob@21:1/5 to Paul Milliner on Wed Nov 30 08:17:41 2022
    On 2022-11-29 06:55:58 +0000, Paul Milliner said:
    BungleBob wrote:

    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    <https://www.nzba.org.nz/banking-information/fighting-financial-crime/you-and-the-money-laundering-law/>


    What?!? You can't even deposit money into someone's account these days?
    They no longer accept cheques. How the [BEEP] do they expect people to
    be able to do things like pay for TradeMe purchases? No doubt they think
    "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Try complaining to the Banking Ombudsman. :-D <https://bankomb.org.nz/guides-and-cases/quick-guides/other/anti-money-laundering-changes-to-banking/>


    It's completely and utterly ridiculous. Doing anything on TradeMe and
    similar sales is going to be impossible, unless you use internet
    banking (which of course is exactly what the banks what you to do so
    they can provide even less actual service). The way the world is going,
    you may as well just burn all your money on a bonfire and live in a
    shack in the wilderness with no contact with anyone else. :-\

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Crash@21:1/5 to bunglebob@thejungle.com on Wed Nov 30 21:48:24 2022
    On Wed, 30 Nov 2022 08:17:41 +1300, BungleBob
    <bunglebob@thejungle.com> wrote:

    On 2022-11-29 06:55:58 +0000, Paul Milliner said:
    BungleBob wrote:

    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    <https://www.nzba.org.nz/banking-information/fighting-financial-crime/you-and-the-money-laundering-law/>


    What?!? You can't even deposit money into someone's account these days?
    They no longer accept cheques. How the [BEEP] do they expect people to
    be able to do things like pay for TradeMe purchases? No doubt they think >>> "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Try complaining to the Banking Ombudsman. :-D
    <https://bankomb.org.nz/guides-and-cases/quick-guides/other/anti-money-laundering-changes-to-banking/>


    It's completely and utterly ridiculous.

    Paul made a reasonable suggestion. Are you looking for reasonable
    feedback or simply ranting?

    Doing anything on TradeMe and
    similar sales is going to be impossible, unless you use internet
    banking (which of course is exactly what the banks what you to do so
    they can provide even less actual service).

    You have had the reasons pointed out to you in previous posts.

    The way the world is going,
    you may as well just burn all your money on a bonfire and live in a
    shack in the wilderness with no contact with anyone else. :-\

    Perhaps your only option. With money-laundering and illicit trade a
    big issue, cash is indeed under threat.


    --
    Crash McBash

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Crash@21:1/5 to All on Thu Dec 1 10:47:57 2022
    On Thu, 1 Dec 2022 10:25:03 +1300, BungleBob <bunglebob@thejungle.com>
    wrote:

    On 2022-11-30 08:48:24 +0000, Crash said:

    On Wed, 30 Nov 2022 08:17:41 +1300, BungleBob
    <bunglebob@thejungle.com> wrote:

    On 2022-11-29 06:55:58 +0000, Paul Milliner said:
    BungleBob wrote:

    Go into the ASB bank branch to deposit some cash into someone else's >>>>> account. "Sorry, we don't allow cash deposits into another person's
    account".

    <https://www.nzba.org.nz/banking-information/fighting-financial-crime/you-and-the-money-laundering-law/>



    What?!? You can't even deposit money into someone's account these days? >>>>> They no longer accept cheques. How the [BEEP] do they expect people to >>>>> be able to do things like pay for TradeMe purchases? No doubt they think >>>>> "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Try complaining to the Banking Ombudsman. :-D
    <https://bankomb.org.nz/guides-and-cases/quick-guides/other/anti-money-laundering-changes-to-banking/>


    It's completely and utterly ridiculous.

    Paul made a reasonable suggestion. Are you looking for reasonable
    feedback or simply ranting?

    Neither a manager nor the ombudsman is going to change what is now
    standard policy. Banks have decided this is what their going to do and
    the customer simply has to accept it.

    The banking Ombudsman article clearly outlines money-laundering
    measures required by law. Banks are required to comply - the decision
    was not theirs to make.



    Doing anything on TradeMe and similar sales is going to be impossible,
    unless you use internet banking (which of course is exactly what the
    banks what you to do so they can provide even less actual service).

    You have had the reasons pointed out to you in previous posts.

    I already knew the supposed reason why, but the whole thing is
    ridiculously silly. There will be some small businesses that will
    simply have to shut down because they can't get paid easily because
    banks don't actually want to provide proper service.

    For example, the tree trimmer man who comes to our house one or twice a
    year to to prune the big trees. We pay him in cahs, but sometimes if
    there is extra work to be done, we don't have enough cash, so we have
    to deposit the extra into his account at a branch ... which can no
    longer be done.

    You could always have more cash on hand or pay him more at a later
    date. The problem you have is with the law, not the banks.


    The way the world is going,
    you may as well just burn all your money on a bonfire and live in a
    shack in the wilderness with no contact with anyone else. :-\

    Perhaps your only option. With money-laundering and illicit trade a
    big issue, cash is indeed under threat.

    Money-laundering by depositing cash into an account is likely to be the
    least favoured option. There are far quicker and easier ways to do it
    than queuing up at a bank branch to see the one or two tellers they
    bother to put on the desks, most of which is via the same internet and >electronic banking that the banks are trying to force everyone to use.


    Once again you miss the point - it is the law, not the banks, that are restricting the use of cash.


    --
    Crash McBash

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From BungleBob@21:1/5 to Crash on Thu Dec 1 10:25:03 2022
    On 2022-11-30 08:48:24 +0000, Crash said:

    On Wed, 30 Nov 2022 08:17:41 +1300, BungleBob
    <bunglebob@thejungle.com> wrote:

    On 2022-11-29 06:55:58 +0000, Paul Milliner said:
    BungleBob wrote:

    Go into the ASB bank branch to deposit some cash into someone else's
    account. "Sorry, we don't allow cash deposits into another person's
    account".

    <https://www.nzba.org.nz/banking-information/fighting-financial-crime/you-and-the-money-laundering-law/>



    What?!? You can't even deposit money into someone's account these days? >>>> They no longer accept cheques. How the [BEEP] do they expect people to >>>> be able to do things like pay for TradeMe purchases? No doubt they think >>>> "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual
    *service* from businesses. :-(

    Try complaining to the Banking Ombudsman. :-D
    <https://bankomb.org.nz/guides-and-cases/quick-guides/other/anti-money-laundering-changes-to-banking/>


    It's completely and utterly ridiculous.

    Paul made a reasonable suggestion. Are you looking for reasonable
    feedback or simply ranting?

    Neither a manager nor the ombudsman is going to change what is now
    standard policy. Banks have decided this is what their going to do and
    the customer simply has to accept it.



    Doing anything on TradeMe and similar sales is going to be impossible,
    unless you use internet banking (which of course is exactly what the
    banks what you to do so they can provide even less actual service).

    You have had the reasons pointed out to you in previous posts.

    I already knew the supposed reason why, but the whole thing is
    ridiculously silly. There will be some small businesses that will
    simply have to shut down because they can't get paid easily because
    banks don't actually want to provide proper service.

    For example, the tree trimmer man who comes to our house one or twice a
    year to to prune the big trees. We pay him in cahs, but sometimes if
    there is extra work to be done, we don't have enough cash, so we have
    to deposit the extra into his account at a branch ... which can no
    longer be done.



    The way the world is going,
    you may as well just burn all your money on a bonfire and live in a
    shack in the wilderness with no contact with anyone else. :-\

    Perhaps your only option. With money-laundering and illicit trade a
    big issue, cash is indeed under threat.

    Money-laundering by depositing cash into an account is likely to be the
    least favoured option. There are far quicker and easier ways to do it
    than queuing up at a bank branch to see the one or two tellers they
    bother to put on the desks, most of which is via the same internet and electronic banking that the banks are trying to force everyone to use.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From BungleBob@21:1/5 to Crash on Thu Dec 1 12:47:40 2022
    On 2022-11-30 21:47:57 +0000, Crash said:
    On Thu, 1 Dec 2022 10:25:03 +1300, BungleBob <bunglebob@thejungle.com>
    wrote:
    On 2022-11-30 08:48:24 +0000, Crash said:
    On Wed, 30 Nov 2022 08:17:41 +1300, BungleBob
    <bunglebob@thejungle.com> wrote:
    On 2022-11-29 06:55:58 +0000, Paul Milliner said:
    BungleBob wrote:

    Go into the ASB bank branch to deposit some cash into someone else's >>>>>> account. "Sorry, we don't allow cash deposits into another person's >>>>>> account".

    <https://www.nzba.org.nz/banking-information/fighting-financial-crime/you-and-the-money-laundering-law/>




    What?!? You can't even deposit money into someone's account these days? >>>>>> They no longer accept cheques. How the [BEEP] do they expect people to >>>>>> be able to do things like pay for TradeMe purchases? No doubt they >>>>>> think "everyone" uses silly internet banking.

    The whole world's going to complete crap with less and less actual >>>>>> *service* from businesses. :-(

    Try complaining to the Banking Ombudsman. :-D
    <https://bankomb.org.nz/guides-and-cases/quick-guides/other/anti-money-laundering-changes-to-banking/>


    It's completely and utterly ridiculous.

    Paul made a reasonable suggestion. Are you looking for reasonable
    feedback or simply ranting?

    Neither a manager nor the ombudsman is going to change what is now
    standard policy. Banks have decided this is what their going to do and
    the customer simply has to accept it.

    The banking Ombudsman article clearly outlines money-laundering
    measures required by law. Banks are required to comply - the decision
    was not theirs to make.

    It's irrevelant for the who and why. As I said, complaining to neither
    of those suggestions will actually fix the problem.



    Doing anything on TradeMe and similar sales is going to be impossible, >>>> unless you use internet banking (which of course is exactly what the
    banks what you to do so they can provide even less actual service).

    You have had the reasons pointed out to you in previous posts.

    I already knew the supposed reason why, but the whole thing is
    ridiculously silly. There will be some small businesses that will
    simply have to shut down because they can't get paid easily because
    banks don't actually want to provide proper service.

    For example, the tree trimmer man who comes to our house one or twice a
    year to to prune the big trees. We pay him in cahs, but sometimes if
    there is extra work to be done, we don't have enough cash, so we have
    to deposit the extra into his account at a branch ... which can no
    longer be done.

    You could always have more cash on hand or pay him more at a later
    date. The problem you have is with the law, not the banks.

    So the tree trimmer man has to wait six months / a year to get paid
    fully?? And that's by many of his customers. Plus, by then it will
    require even more cash to pay for the remainder of the previous job
    plus the new one. :-\




    The way the world is going,
    you may as well just burn all your money on a bonfire and live in a
    shack in the wilderness with no contact with anyone else. :-\

    Perhaps your only option. With money-laundering and illicit trade a
    big issue, cash is indeed under threat.

    Money-laundering by depositing cash into an account is likely to be the
    least favoured option. There are far quicker and easier ways to do it
    than queuing up at a bank branch to see the one or two tellers they
    bother to put on the desks, most of which is via the same internet and
    electronic banking that the banks are trying to force everyone to use.

    Once again you miss the point - it is the law, not the banks, that are restricting the use of cash.

    It's simply another case of banks stopping the provision of an actual
    service ... whether that's due to the law or their own decision doesn't
    really matter.

    Realistically all they had to do to satisfy the law was require photo
    ID and add the details to the deposit record, but the bank decided to
    simply disallow it completely. If you're a customer of the same bank,
    you can no doubt get around it by depositing the cash into your own
    account and then they can transfer it to another account ... which of
    course means they also get two transaction fees.

    As the title says, it's businesses making things harder for the
    customer than they should be, yet again.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)