• Sorta OT, but not really, an Apple rip-off

    From Thomas E.@21:1/5 to All on Sat Sep 3 14:46:41 2022
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash rebates on all goods and services purchased. That includes Apple Pay purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about $7,150. Our car fuel purchases have totaled about $7,300. So basically, the rebates have covered our gasoline bills. We have paid no fees or interest other than $60 in foreign exchange fees
    for our recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could almost double your rebates. Of course, if you are a real fanboy flashing the Apple brand card when you buy stuff may be worth it to your inflated sense of self-worth.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From John@21:1/5 to Thomas E. on Sat Sep 3 17:50:13 2022
    On 9/3/2022 2:46 PM, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash rebates on all goods and services purchased. That includes Apple Pay purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about $7,150. Our car fuel purchases have totaled about $7,300. So basically, the rebates have covered our gasoline bills. We have paid no fees or interest other than $60 in foreign exchange
    fees for our recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could almost double your rebates. Of course, if you are a real fanboy flashing the Apple brand card when you buy stuff may be worth it to your inflated sense of self-worth.



    I love my Apple credit card. I get 3% back for every Apple product I
    buy within a couple of days. I also get 0% financing for 12 months if I
    choose it during the ordering process. Of course I do not use the
    Apple card for non Apple products.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Alan@21:1/5 to Thomas E. on Sat Sep 3 21:40:20 2022
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash
    rebates on all goods and services purchased. That includes Apple Pay purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple
    products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about
    $7,150. Our car fuel purchases have totaled about $7,300. So
    basically, the rebates have covered our gasoline bills. We have paid
    no fees or interest other than $60 in foreign exchange fees for our
    recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could
    almost double your rebates. Of course, if you are a real fanboy
    flashing the Apple brand card when you buy stuff may be worth it to
    your inflated sense of self-worth.

    So how is it a "rip-off", Liarboy?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Thomas E.@21:1/5 to Alan on Tue Sep 6 14:51:58 2022
    On Sunday, September 4, 2022 at 12:40:22 AM UTC-4, Alan wrote:
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash
    rebates on all goods and services purchased. That includes Apple Pay purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple
    products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about
    $7,150. Our car fuel purchases have totaled about $7,300. So
    basically, the rebates have covered our gasoline bills. We have paid
    no fees or interest other than $60 in foreign exchange fees for our
    recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could
    almost double your rebates. Of course, if you are a real fanboy
    flashing the Apple brand card when you buy stuff may be worth it to
    your inflated sense of self-worth.
    So how is it a "rip-off", Liarboy?

    If you use it as an everyday card instead of a higher rebate card.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Thomas E.@21:1/5 to John on Tue Sep 6 14:57:15 2022
    On Saturday, September 3, 2022 at 8:50:20 PM UTC-4, John wrote:
    On 9/3/2022 2:46 PM, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash rebates on all goods and services purchased. That includes Apple Pay purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about $7,150. Our car fuel purchases have totaled about $7,300. So basically, the rebates have covered our gasoline bills. We have paid no fees or interest other than $60 in foreign exchange
    fees for our recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could almost double your rebates. Of course, if you are a real fanboy flashing the Apple brand card when you buy stuff may be worth it to your inflated sense of self-worth.
    I love my Apple credit card. I get 3% back for every Apple product I
    buy within a couple of days. I also get 0% financing for 12 months if I choose it during the ordering process. Of course I do not use the
    Apple card for non Apple products.

    So what credit card benefit do you get for other purchases??? If it's more than 2% I want to hear about it.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Alan@21:1/5 to Thomas E. on Tue Sep 6 15:06:39 2022
    On 2022-09-06 14:51, Thomas E. wrote:
    On Sunday, September 4, 2022 at 12:40:22 AM UTC-4, Alan wrote:
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash
    rebates on all goods and services purchased. That includes Apple Pay
    purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple
    products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about
    $7,150. Our car fuel purchases have totaled about $7,300. So
    basically, the rebates have covered our gasoline bills. We have paid
    no fees or interest other than $60 in foreign exchange fees for our
    recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could
    almost double your rebates. Of course, if you are a real fanboy
    flashing the Apple brand card when you buy stuff may be worth it to
    your inflated sense of self-worth.
    So how is it a "rip-off", Liarboy?

    If you use it as an everyday card instead of a higher rebate card.

    Did Apple misrepresent anything, Liarboy?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From -hh@21:1/5 to Thomas E. on Tue Sep 6 15:33:49 2022
    On Tuesday, September 6, 2022 at 5:57:16 PM UTC-4, Thomas E. wrote:
    On Saturday, September 3, 2022 at 8:50:20 PM UTC-4, John wrote:
    On 9/3/2022 2:46 PM, Thomas E. wrote:

    Since we went on this 2% program our rebates have totaled about $7,150.

    Which only required a mere $357,500 worth of purchases?

    Our car fuel purchases have totaled about $7,300. So basically, the
    rebates have covered our gasoline bills.

    Same timeframe for both?

    I love my Apple credit card. I get 3% back for every Apple product I
    buy within a couple of days. I also get 0% financing for 12 months if I choose it during the ordering process. Of course I do not use the
    Apple card for non Apple products.

    So what credit card benefit do you get for other purchases??? If it's
    more than 2% I want to hear about it.

    Well, there are the seasonal specials that Discover runs, although their
    level of benefit is pretty finite:

    < https://www.discover.com/credit-cards/cash-back/it-card.html>

    -hh

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Thomas E.@21:1/5 to Alan on Wed Sep 7 10:55:33 2022
    On Tuesday, September 6, 2022 at 6:06:44 PM UTC-4, Alan wrote:
    On 2022-09-06 14:51, Thomas E. wrote:
    On Sunday, September 4, 2022 at 12:40:22 AM UTC-4, Alan wrote:
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2% cash
    rebates on all goods and services purchased. That includes Apple Pay
    purchases. Apple pays, 2% on Apple Pay purchases, 3% on Apple
    products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled about
    $7,150. Our car fuel purchases have totaled about $7,300. So
    basically, the rebates have covered our gasoline bills. We have paid
    no fees or interest other than $60 in foreign exchange fees for our
    recent Canadian adventure. (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you could
    almost double your rebates. Of course, if you are a real fanboy
    flashing the Apple brand card when you buy stuff may be worth it to
    your inflated sense of self-worth.
    So how is it a "rip-off", Liarboy?

    If you use it as an everyday card instead of a higher rebate card.
    Did Apple misrepresent anything, Liarboy?

    No, they are very honest in not hiding an everyday purchase rebate is half that of other available cash-back cards.

    My Visa has no annual fee, resides in my phone's Wallet where I also get 2% back, just like Apple's MC. So, the only advantage is a 1% higher rebate on Apple purchases.

    https://www.comparecredit.com/credit-cards/tips/wells-fargo-active-mxxl-v4/?utm_source=yahoo_native&utm_campaign=428645688&ad_group_id=9808641967&utm_content=38197571784&utm_medium=native&product=credit_cards&image=1&vmcid=p%24g%2co%248896f8d2-2ed4-11ed-
    baf2-008cfa5b34b8-7ff501375700%2ct%241662572587728

    It's a rip-off in that Apple could offer the same 2% as other cards on all purchases. Anyone who uses the Apple card on all purchases is losing out on significant rebate funds.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Thomas E.@21:1/5 to -hh on Wed Sep 7 10:58:36 2022
    On Tuesday, September 6, 2022 at 6:33:51 PM UTC-4, -hh wrote:
    On Tuesday, September 6, 2022 at 5:57:16 PM UTC-4, Thomas E. wrote:
    On Saturday, September 3, 2022 at 8:50:20 PM UTC-4, John wrote:
    On 9/3/2022 2:46 PM, Thomas E. wrote:

    Since we went on this 2% program our rebates have totaled about $7,150.
    Which only required a mere $357,500 worth of purchases?
    Our car fuel purchases have totaled about $7,300. So basically, the rebates have covered our gasoline bills.
    Same timeframe for both?
    I love my Apple credit card. I get 3% back for every Apple product I
    buy within a couple of days. I also get 0% financing for 12 months if I choose it during the ordering process. Of course I do not use the
    Apple card for non Apple products.

    So what credit card benefit do you get for other purchases??? If it's
    more than 2% I want to hear about it.
    Well, there are the seasonal specials that Discover runs, although their level of benefit is pretty finite:

    < https://www.discover.com/credit-cards/cash-back/it-card.html>

    -hh

    Really? I get 5% back on all Target purchases through their Red Card program. For me an extra 3% on a few items is not worth the hassle of managing another card. That's just me though. If you have this Discover card you might also want the one I have had
    for years:

    https://www.comparecredit.com/credit-cards/tips/wells-fargo-active-mxxl-v4/?utm_source=yahoo_native&utm_campaign=428645688&ad_group_id=9808641967&utm_content=38197571784&utm_medium=native&product=credit_cards&image=1&vmcid=p%24g%2co%248896f8d2-2ed4-11ed-
    baf2-008cfa5b34b8-7ff501375700%2ct%241662572587728

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Alan@21:1/5 to Thomas E. on Wed Sep 7 11:20:49 2022
    On 2022-09-07 10:55, Thomas E. wrote:
    On Tuesday, September 6, 2022 at 6:06:44 PM UTC-4, Alan wrote:
    On 2022-09-06 14:51, Thomas E. wrote:
    On Sunday, September 4, 2022 at 12:40:22 AM UTC-4, Alan wrote:
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2%
    cash rebates on all goods and services purchased. That
    includes Apple Pay purchases. Apple pays, 2% on Apple Pay
    purchases, 3% on Apple products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled
    about $7,150. Our car fuel purchases have totaled about
    $7,300. So basically, the rebates have covered our gasoline
    bills. We have paid no fees or interest other than $60 in
    foreign exchange fees for our recent Canadian adventure.
    (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you
    could almost double your rebates. Of course, if you are a
    real fanboy flashing the Apple brand card when you buy stuff
    may be worth it to your inflated sense of self-worth.
    So how is it a "rip-off", Liarboy?

    If you use it as an everyday card instead of a higher rebate
    card.
    Did Apple misrepresent anything, Liarboy?

    No, they are very honest in not hiding an everyday purchase rebate is
    half that of other available cash-back cards.

    So then an honest person would admit that this is in no way, shape, or
    form a "ripoff".


    My Visa has no annual fee, resides in my phone's Wallet where I also
    get 2% back, just like Apple's MC. So, the only advantage is a 1%
    higher rebate on Apple purchases.

    https://www.comparecredit.com/credit-cards/tips/wells-fargo-active-mxxl-v4/?utm_source=yahoo_native&utm_campaign=428645688&ad_group_id=9808641967&utm_content=38197571784&utm_medium=native&product=credit_cards&image=1&vmcid=p%24g%2co%248896f8d2-2ed4-
    11ed-baf2-008cfa5b34b8-7ff501375700%2ct%241662572587728

    It's a rip-off in that Apple could offer the same 2% as other cards
    on all purchases. Anyone who uses the Apple card on all purchases is
    losing out on significant rebate funds.

    It's NOT a rip-off, Liarboy. It's a choice YOU made.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Thomas E.@21:1/5 to Alan on Wed Sep 7 11:24:23 2022
    On Wednesday, September 7, 2022 at 2:20:52 PM UTC-4, Alan wrote:
    On 2022-09-07 10:55, Thomas E. wrote:
    On Tuesday, September 6, 2022 at 6:06:44 PM UTC-4, Alan wrote:
    On 2022-09-06 14:51, Thomas E. wrote:
    On Sunday, September 4, 2022 at 12:40:22 AM UTC-4, Alan wrote:
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2%
    cash rebates on all goods and services purchased. That
    includes Apple Pay purchases. Apple pays, 2% on Apple Pay
    purchases, 3% on Apple products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled
    about $7,150. Our car fuel purchases have totaled about
    $7,300. So basically, the rebates have covered our gasoline
    bills. We have paid no fees or interest other than $60 in
    foreign exchange fees for our recent Canadian adventure.
    (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you
    could almost double your rebates. Of course, if you are a
    real fanboy flashing the Apple brand card when you buy stuff
    may be worth it to your inflated sense of self-worth.
    So how is it a "rip-off", Liarboy?

    If you use it as an everyday card instead of a higher rebate
    card.
    Did Apple misrepresent anything, Liarboy?

    No, they are very honest in not hiding an everyday purchase rebate is
    half that of other available cash-back cards.
    So then an honest person would admit that this is in no way, shape, or
    form a "ripoff".

    My Visa has no annual fee, resides in my phone's Wallet where I also
    get 2% back, just like Apple's MC. So, the only advantage is a 1%
    higher rebate on Apple purchases.

    https://www.comparecredit.com/credit-cards/tips/wells-fargo-active-mxxl-v4/?utm_source=yahoo_native&utm_campaign=428645688&ad_group_id=9808641967&utm_content=38197571784&utm_medium=native&product=credit_cards&image=1&vmcid=p%24g%2co%248896f8d2-2ed4-
    11ed-baf2-008cfa5b34b8-7ff501375700%2ct%241662572587728

    It's a rip-off in that Apple could offer the same 2% as other cards
    on all purchases. Anyone who uses the Apple card on all purchases is losing out on significant rebate funds.
    It's NOT a rip-off, Liarboy. It's a choice YOU made.

    Your version of reality resides somewhere off the planet.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Alan@21:1/5 to Thomas E. on Wed Sep 7 12:29:28 2022
    On 2022-09-07 11:24, Thomas E. wrote:
    On Wednesday, September 7, 2022 at 2:20:52 PM UTC-4, Alan wrote:
    On 2022-09-07 10:55, Thomas E. wrote:
    On Tuesday, September 6, 2022 at 6:06:44 PM UTC-4, Alan wrote:
    On 2022-09-06 14:51, Thomas E. wrote:
    On Sunday, September 4, 2022 at 12:40:22 AM UTC-4, Alan wrote:
    On 2022-09-03 14:46, Thomas E. wrote:
    Do you have an Apple credit card? It's a major rip-off.

    Since mid-2018 we have used nothing but cards that pay 2%
    cash rebates on all goods and services purchased. That
    includes Apple Pay purchases. Apple pays, 2% on Apple Pay
    purchases, 3% on Apple products and 1% on everything else.

    Since we went on this 2% program our rebates have totaled
    about $7,150. Our car fuel purchases have totaled about
    $7,300. So basically, the rebates have covered our gasoline
    bills. We have paid no fees or interest other than $60 in
    foreign exchange fees for our recent Canadian adventure.
    (Data are from Quicken records)

    If you ditch Apple's card and go with Citi or Wells Fargo you
    could almost double your rebates. Of course, if you are a
    real fanboy flashing the Apple brand card when you buy stuff
    may be worth it to your inflated sense of self-worth.
    So how is it a "rip-off", Liarboy?

    If you use it as an everyday card instead of a higher rebate
    card.
    Did Apple misrepresent anything, Liarboy?

    No, they are very honest in not hiding an everyday purchase rebate is
    half that of other available cash-back cards.
    So then an honest person would admit that this is in no way, shape, or
    form a "ripoff".

    My Visa has no annual fee, resides in my phone's Wallet where I also
    get 2% back, just like Apple's MC. So, the only advantage is a 1%
    higher rebate on Apple purchases.

    https://www.comparecredit.com/credit-cards/tips/wells-fargo-active-mxxl-v4/?utm_source=yahoo_native&utm_campaign=428645688&ad_group_id=9808641967&utm_content=38197571784&utm_medium=native&product=credit_cards&image=1&vmcid=p%24g%2co%248896f8d2-2ed4-
    11ed-baf2-008cfa5b34b8-7ff501375700%2ct%241662572587728

    It's a rip-off in that Apple could offer the same 2% as other cards
    on all purchases. Anyone who uses the Apple card on all purchases is
    losing out on significant rebate funds.
    It's NOT a rip-off, Liarboy. It's a choice YOU made.

    Your version of reality resides somewhere off the planet.

    Nope.

    To be a "rip-off", something must have been misrepresented:

    'rip-off | ˈripˌôf |
    noun informal
    a fraud or swindle,'

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From -hh@21:1/5 to Thomas E. on Wed Sep 7 14:26:35 2022
    On Wednesday, September 7, 2022 at 1:58:38 PM UTC-4, Thomas E. wrote:
    On Tuesday, September 6, 2022 at 6:33:51 PM UTC-4, -hh wrote:
    On Tuesday, September 6, 2022 at 5:57:16 PM UTC-4, Thomas E. wrote:
    On Saturday, September 3, 2022 at 8:50:20 PM UTC-4, John wrote:
    On 9/3/2022 2:46 PM, Thomas E. wrote:

    Since we went on this 2% program our rebates have totaled about $7,150.

    Which only required a mere $357,500 worth of purchases?

    Our car fuel purchases have totaled about $7,300. So basically, the rebates have covered our gasoline bills.

    Same timeframe for both?

    I love my Apple credit card. I get 3% back for every Apple product I buy within a couple of days. I also get 0% financing for 12 months if I choose it during the ordering process. Of course I do not use the
    Apple card for non Apple products.

    So what credit card benefit do you get for other purchases??? If it's more than 2% I want to hear about it.

    Well, there are the seasonal specials that Discover runs, although their level of benefit is pretty finite:

    < https://www.discover.com/credit-cards/cash-back/it-card.html>

    Really? I get 5% back on all Target purchases through their Red Card program. For me an extra 3% on a few items is not worth the hassle of managing another card.
    That's just me though.

    Precisely why I don't bother with any 'Store' Cards anymore. Same for gasoline chain
    credit cards too: the simplification from getting rid of them exceeds what they're offering.

    If you have this Discover card you might also want the one
    I have had for years:

    [wells-fargo]

    Pass. We won't give any more business to Wells Fargo, because of their
    account fraud scandal which they got off with a light wrist slap.

    -hh

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Thomas E.@21:1/5 to -hh on Fri Sep 9 04:39:29 2022
    On Wednesday, September 7, 2022 at 5:26:36 PM UTC-4, -hh wrote:
    On Wednesday, September 7, 2022 at 1:58:38 PM UTC-4, Thomas E. wrote:
    On Tuesday, September 6, 2022 at 6:33:51 PM UTC-4, -hh wrote:
    On Tuesday, September 6, 2022 at 5:57:16 PM UTC-4, Thomas E. wrote:
    On Saturday, September 3, 2022 at 8:50:20 PM UTC-4, John wrote:
    On 9/3/2022 2:46 PM, Thomas E. wrote:

    Since we went on this 2% program our rebates have totaled about $7,150.

    Which only required a mere $357,500 worth of purchases?

    Our car fuel purchases have totaled about $7,300. So basically, the rebates have covered our gasoline bills.

    Same timeframe for both?

    I love my Apple credit card. I get 3% back for every Apple product I buy within a couple of days. I also get 0% financing for 12 months if I
    choose it during the ordering process. Of course I do not use the Apple card for non Apple products.

    So what credit card benefit do you get for other purchases??? If it's more than 2% I want to hear about it.

    Well, there are the seasonal specials that Discover runs, although their level of benefit is pretty finite:

    < https://www.discover.com/credit-cards/cash-back/it-card.html>

    Really? I get 5% back on all Target purchases through their Red Card program.
    For me an extra 3% on a few items is not worth the hassle of managing another card.
    That's just me though.
    Precisely why I don't bother with any 'Store' Cards anymore. Same for gasoline chain
    credit cards too: the simplification from getting rid of them exceeds what they're offering.
    If you have this Discover card you might also want the one
    I have had for years:

    [wells-fargo]

    Pass. We won't give any more business to Wells Fargo, because of their account fraud scandal which they got off with a light wrist slap.

    -hh

    OK, that's fine. Citi also offers a 2% cash back on everything Mastercard. I had one for years. I switched to Wells Fargo when I discovered their 2% cash back Visa I can use at Costco. Otherwise, I needed to use a Visa there that offered "only" 1.5% cash
    back. That plus the Target 5% debit card and my bank's debit card for free ATM withdrawals are all I carry. Because the Target and bank cards are debit cards they are tracked within my checking account, not separate credit card accounts. So, all of my
    daily routine cash transactions are tracked through only 2 accounts. Simple and clean.

    Same as your logic. How many cards and accounts do you want to keep track of?

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)