If your Coinbase account has funds on hold, it means that you cannot withdraw or transfer those funds immediately. This is because Coinbase places a hold on newly added funds or crypto purchased with those funds for a specific period. The hold period is
calculated based on various factors, including your account history, payment activity, and transaction history.

Here are the reasons why your funds might be on hold:

Newly added cash: When you add cash to your Coinbase account, the funds may be placed on hold for a period of 3-5 business days to ensure the funds are cleared by your bank.

Crypto purchased with newly added cash: If you purchase crypto using newly added cash, the crypto is also subject to the same hold period as the cash. This means you cannot immediately withdraw or transfer the purchased crypto.

Large transactions: For larger transactions, Coinbase may place a longer hold period to protect against potential fraud or unauthorized activity.

Account verification: If your account is not fully verified, Coinbase may place holds on your funds to ensure your identity and account information are accurate.

If your funds are on hold, you can still buy, sell, and trade crypto within Coinbase. However, you will need to wait until the hold period expires before you can withdraw or transfer those funds. The exact hold period will be displayed in your Coinbase
account.

Here are some tips to avoid having your funds on hold:

Verify your Coinbase account: Complete the full verification process to reduce the likelihood of holds on your funds.

Use ACH transfers: If possible, use ACH transfers from your linked bank account to add funds to Coinbase, as these transfers are less likely to trigger holds.

Avoid large transactions: If you need to make a large transaction, consider breaking it up into smaller amounts to reduce the likelihood of a hold.

Monitor your account activity: Keep an eye on your Coinbase account activity and contact support if you notice any unexpected holds on your funds.

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