XPost: misc.phone.mobile.iphone
In article <u5gq8o$3quhj$
1@dont-email.me>, sms
<
scharf.steven@geemail.com> wrote:
Yes, I've used apps to identify a bar code format then generate bar
codes that I can use to create cards for the Apple wallet.
you sure like doing things the hard way, assuming you're even doing it.
What would be nice is if this capability were just part of the operating system and adding a card was as easy as pointing the camera at the card
and the bar code and other information on the card would be filled in.
it's even easier to simply tap a button in the relevant app or website.
It would benefit Apple if more iPhone users could be encouraged to use
Apple Wallet since it would increase the use of Apple Pay for payments,
which has lagged, especially in the U.S..
apple pay has not lagged by any objective metric. it has even surpassed mastercard in total transactions. perhaps you have heard of them.
google is in *fifth* place.
<
https://appleinsider.com/articles/22/09/07/apple-pay-processes-6-trilli on-annually-edges-out-mastercard>
New research claims that Apple Pay has surpassed Mastercard in
the dollar value of transactions annually, with its $6 trillion total
meaning it's over halfway to equaling Visa.
Now, according to comparison site TradingPlatforms, Apple Pay is the
second most popular digital payment system, beaten only by Visa. The
top-ranking Visa processes approximately $10 trillion worth of
transactions per year, with Apple Pay on over $6 trillion.
It means that for the first time, Apple Pay has a whole including
Apple Card has overtaken Mastercard, which processes approximately
$4.8 trillion worth of transactions. Apple Pay has also beaten
Alipay, which reportedly processes exactly $6 trillion worth of
transactions.
Google's G Play is said to be in fifth place, with around $2.5
trillion worth of transactions.
<
https://techjury.net/blog/apple-pay-statistics/>
- 4.6% of U.S. consumers used Apple Pay on Black Friday, 2014.
- There are 10 million Apple Pay-friendly contactless payment
terminals worldwide.
- 40,000 Coca-Cola vending machines accept Apple Pay.
- Apple Pay's user base increased from 521.4 million to 535.8 million
in 2022.
- 27% of respondents in the U.S. and UK complete online payments
using Apple Pay.
- Around 51% of global iPhone users have enabled Apple Pay.
- 73.1% of Gen Z mobile wallet users utilized Apple Pay to complete
an in-store purchase during one week.
- 14% of Americans preferred Apple Pay as their payment method.
- 200,693 U.S. websites accept Apple Pay.
...
According to Apples Q2 last 2021, they saw a record of transactions
with more than 1.8 billion processed during the quarter, up 40%
year-over-year. This payment method is also available in over 90% of
the US and 60% of stores globally.
Also, my main credit card gives 3% back for all mobile
wallet purchases, while many credit cards give only 2% back for chip or
tap and pay, so that's a big incentive for me to use Apple Pay, 50% more
cash back.
that card has a $400 annual fee.
One store I go to fairly often dropped Apple Pay (and Googlke
Pay) and I asked why and they said that customers were getting double-charged, which I find hard to believe.
not surprisingly, everyone reading yet another one of your 'stories'
also finds it hard to believe.
apple pay and google pay use industry standard emv, thus it would be
impossible for *only* those methods to be affected. not only that, but
card issuers look for identical transactions within a short time frame,
such as when someone clicks the 'buy' button and if the website is slow
to respond, clicks it again, or the merchant runs the card. it doesn't
seem to have gone through (but it actually did), then runs it again.
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