Quoting Joe Mackey to Nancy Backus on 01-02-19 06:49 <=-

That's not the way the lawyers see it, what they see, even in
cases like that, are dollar signs.

Sometimes.... If they get hit with too many of those thrown out, they
might stop chasing after them so much...

I imagine the lawyer gets paid even when they are thrown out.
I would think a lawyer sees it as easy money, not a lot of work,
etc. Of course not a big payoff either when they lose and divvy up the loot.

Actually.... that sort of case is taken on contingency... If the case is
won, or settled out of court, the lawyer gets a percentage of the
award... otherwise they get nothing....

The sorts of cases that the lawyers get paid no matter what are things
like criminal cases and family court cases...

To me someone like that woman shouldn't even have a drivers
license in the first place if she (or anyone else) is that stupid.

Oh, I certainly agree... it's like needing to warn people now that
something you are taking out of the oven or the microwave is hot...
what did you think, it would be ice cold, despite your putting in
there to be warmed up....? <G>

Its like all those warning signs plastered on everything today.
Such as ladders what warn the user if they fall off they could get
hurt, etc.

Doesn't leave any room for common sense.... not that it's all that
common any more, though.... ;)

Need a band-aid? Here, fill out this 10 page liability report
first.

Sigh.... At least one should be able to be treated first... ;)

One fills out the forms while someone else looks for a band-aid. :)

Oh, is that how it works....? ;)

ttyl neb

... Warning: Tagline protected by a false sense of security!

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Nancy wrote --

Actually.... that sort of case is taken on contingency... If the case

is won, or settled out of court, the lawyer gets a percentage of the
award... otherwise they get nothing....

Oh, ok.

One fills out the forms while someone else looks for a band-aid. :)

Oh, is that how it works....? ;)

When I had my bike accident some years ago and busted my left shoulder
I spent a long time with the receptionist answering questions before I
saw a doctor.
Same thing when I injured myself at work.
I guess if I came in on a stretcher, blood all over, they might speed
things up a bit.
Funny thing.
When I was there for the shoulder I was asked who my insurer was. I
said I had none. The receptionist got this odd look on her face. How
was I going to pay I was asked. I said "cash". Oh, she said. Sat there
a moment with a puzzled look on her face and asked another woman if they
could take cash? She had to go ask someone else who asked another person
and finally they agreed to accept cash.
My bill was a lot lower than with insurance.
I can't recall the amounts but for sake of argument:
Doctor visit $1,000, less cash, $500.
X-rays $200, less cash $75 and so forth.
In total my bill was less than half what insurance would been charged.
I paid less in cash than what premiums would have been.
Joe
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Joe,

I guess if I came in on a stretcher, blood all over, they might speed
things up a bit.
Funny thing.

That's the way it is in most ER's. If you're "not on your death bed",
you're going to have to wait a bit...unless you get there when it's
unusually slow, and they have plenty of staff on hand...but those
occurrences are EXTREMELY RARE.

When I was there for the shoulder I was asked who my insurer was. I
said I had none. The receptionist got this odd look on her face. How JM>was I going to pay I was asked. I said "cash". Oh, she said. Sat there JM>a moment with a puzzled look on her face and asked another woman if they JM>could take cash? She had to go ask someone else who asked another person JM>and finally they agreed to accept cash.

In a word, wow.

That reminds me of the story in the Wal-Mart checkout lane (you see
all of life at Wal-Mart, much to ones angst :P ). The customer had put
the "divider" on the conveyer belt, to note where his groceries "began
and ended", to differentiate them from the customer ahead of, and behind
him. The cashier was scanning stuff, and she picked up the "divider".
She looked high and low for a UPC code, and was about to call her manager...when the customer said "No, thanks...I won't need one of those today". She didn't have a clue!! <G>

I paid less in cash than what premiums would have been.

That speaks volumes. What you ought to ask if they take Federal
Reserve Notes or Legal Tender...and see what kind of reaction that gets.


Daryl

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Quoting Joe Mackey to Nancy Backus on 01-04-19 07:30 <=-

One fills out the forms while someone else looks for a band-aid. :)

Oh, is that how it works....? ;)

When I had my bike accident some years ago and busted my left
shoulder I spent a long time with the receptionist answering questions before I saw a doctor.
Same thing when I injured myself at work.
I guess if I came in on a stretcher, blood all over, they might
speed things up a bit.

Or if it was evident you were having a heart attack.....

Funny thing.
When I was there for the shoulder I was asked who my insurer was.
I said I had none. The receptionist got this odd look on her face.
How was I going to pay I was asked. I said "cash". Oh, she said. Sat there a moment with a puzzled look on her face and asked another woman
if they could take cash? She had to go ask someone else who asked
another person and finally they agreed to accept cash.

Just not a common occurrence to be sure... ;)

My bill was a lot lower than with insurance.
I can't recall the amounts but for sake of argument:
Doctor visit $1,000, less cash, $500.
X-rays $200, less cash $75 and so forth.
In total my bill was less than half what insurance would been
charged.

Of course, the insurance company would look at the bill, and say "Doctor
visit $1,000?, we allow $400.... x-rays $200?, we allow $100" and you'd
pay either a flat co-pay, or a percentage (probably 20%) of what they
allowed as a charge.... so you might not have paid as much....

I paid less in cash than what premiums would have been.

Depending on the policy, I'm not at all surprised... that could have
been a real factor... :) It's the part of the equation that convinced
us to stay with Original Medicare and not go for an Advantage Plan over
it... the additional premiums would have taken more than the potential
savings of having a co-pay instead of the co-insurance...

ttyl neb

... I just need enough to tide me over until I need more.

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Nancy wrote --

It's the part of the equation that convinced us to stay with Original

Medicare and not go for an Advantage Plan

I have original as well.
I didn't take it when I turned 65, but had to when I retired at 66 and
then had to pay a year's penalty for not taking it at 65.
And I have never filed a claim.
Joe



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Nancy,

Depending on the policy, I'm not at all surprised... that could have
been a real factor... :) It's the part of the equation that convinced NB>us to stay with Original Medicare and not go for an Advantage Plan over NB>it... the additional premiums would have taken more than the potential NB>savings of having a co-pay instead of the co-insurance...

That's what I've got...plus their current prescription drug plan (I
think with Aetna) is great. I pay $7 for name brand, and $3.50 for
generic. I remember the big stink with Epi-Pens for $700 -- I saw a deal
that I could buy them at CVS Pharmacy for $100...but with my drug plan,
I got a generic version of it (a 2 pack) for under $10. That way, I
didn't get "stung"...pun intended. :)

Daryl
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Quoting Joe Mackey to Nancy Backus on 01-09-19 07:49 <=-

It's the part of the equation that convinced us to stay with Original Medicare and not go for an Advantage Plan

I have original as well.
I didn't take it when I turned 65, but had to when I retired at 66
and then had to pay a year's penalty for not taking it at 65.
And I have never filed a claim.

Better to have it and not need it, than to need it and not have it...
we've had occasion to be glad we've been covered.... :)

ttyl neb

... ///\oo/\\\ Bugs? What bugs? ///\oo/\\\ ///\oo/\\\

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Nancy,

Better to have it and not need it, than to need it and not have it...

That's how I feel about anti-diarrhea medicine. :P

Daryl

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Quoting Daryl Stout to Nancy Backus on 01-09-19 19:20 <=-

Depending on the policy, I'm not at all surprised... that could have
been a real factor... :) It's the part of the equation that convinced
us to stay with Original Medicare and not go for an Advantage Plan over
it... the additional premiums would have taken more than the potential
savings of having a co-pay instead of the co-insurance...

That's what I've got...plus their current prescription drug plan (I
think with Aetna) is great. I pay $7 for name brand, and $3.50 for generic. I remember the big stink with Epi-Pens for $700 -- I saw a
deal that I could buy them at CVS Pharmacy for $100...but with my drug plan, I got a generic version of it (a 2 pack) for under $10. That way,
I didn't get "stung"...pun intended. :)

That is a decent drug plan... :) You probably have reduced rates due
to your low income, as well...

ttyl neb

... Never anger a dragon for you are crunchy and go well with Brie.

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Quoting Daryl Stout to Nancy Backus on 01-11-19 11:21 <=-

Better to have it and not need it, than to need it and not have it...

That's how I feel about anti-diarrhea medicine. :P

That stuff has never worked for me....

ttyl neb

... Computers can do everything but think. Just like humans.

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Nancy,

Quoting Daryl Stout to Nancy Backus on 01-11-19 11:21 <=-

Better to have it and not need it, than to need it and not have it...

That's how I feel about anti-diarrhea medicine. :P

That stuff has never worked for me....

Well, I rarely have to take it...and I take 4 of the small tablets at
once, then no more that day. If you take more than that, especially for
days on end, it can kill you...I guess it shuts down the colon.

Daryl

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Quoting Daryl Stout to Nancy Backus on 01-15-19 18:27 <=-

Better to have it and not need it, than to need it and not have it...

That's how I feel about anti-diarrhea medicine. :P

That stuff has never worked for me....

Well, I rarely have to take it...and I take 4 of the small tablets
at once, then no more that day. If you take more than that, especially
for days on end, it can kill you...I guess it shuts down the colon.

Could be... I tried it once... and still had to let it run its
course... didn't seem to have any effect whatsoever.... a lot of meds
just don't work for me, though....

ttyl neb

... Pity the poor corpuscle, for he labors in vein.

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Nancy,

Could be... I tried it once... and still had to let it run its
course... didn't seem to have any effect whatsoever.... a lot of meds NB>just don't work for me, though....

I take 5 different meds a day...and am lucky in that regard. Many
folks take a lot more.

With drinking all the flavored water lately to keep the kidneys
flushed out, sometimes it's too much for the colon to handle, so I get a
visit from "Uncle Monte (Zuma)", who brings "Crampa" with him. :P

But, I'd rather have diarrhea than vomiting any day. With the latter,
even anti-nausea medicine here doesn't stop it...I have to take the
ambulance to the Emergency Room, and get a massive infusion of Zofarin.
That's usually associated with bouts of gastrointeritis...but,
thankfully, I haven't had to deal with that in a long time.

Besides, I watch what I eat...from the plate to the mouth. <G>

Daryl
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Quoting Daryl Stout to Nancy Backus on 01-26-19 13:44 <=-

a lot of meds just don't work for me, though....

I take 5 different meds a day...and am lucky in that regard. Many
folks take a lot more.

True.... I have 3 prescriptions, one of which is an eye drop, and a few supplements, that I take daily.... A lady I used to help care for had
over 20 different meds, plus supplements.... I was the one that kept her
med set straightened out.... ;/

Besides, I watch what I eat...from the plate to the mouth. <G>

Keep a good watch on that.... don't want any spilling off the
utensils... <G>

ttyl neb

... iF NoBoDY MeaSuReS uP, CHeCK YouR YaRDSTiCK.

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Nancy,

Besides, I watch what I eat...from the plate to the mouth. <G>

Keep a good watch on that.... don't want any spilling off the
utensils... <G>

And, it's easy to do. :P

Daryl

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Quoting Daryl Stout to Nancy Backus on 02-01-19 00:52 <=-

Besides, I watch what I eat...from the plate to the mouth. <G>

Keep a good watch on that.... don't want any spilling off the
utensils... <G>

And, it's easy to do. :P

So... do you wear patterned shirts to hide the spills...? Or wear a
bib....? <G>

ttyl neb

... I still have a full deck, I just shuffle slower now.

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Nancy,

Besides, I watch what I eat...from the plate to the mouth. <G>

Keep a good watch on that.... don't want any spilling off the
utensils... <G>

And, it's easy to do. :P

So... do you wear patterned shirts to hide the spills...? Or wear a NB>bib....? <G>

Neither. But, I've thought of having one when I eat out. <G>

Daryl

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