Dale wrote --
pay that off before the due date.
I have one card, and use it sparingly, only to keep it alive,
I am just the opposite. I use plastic for just about everything where
it is accepted. I have four major cards that I use and each has its
purpose. They all give me rebates or airline miles on my purchases.
I have found most of any rebates don't apply to me.
I haven't flown on a plane in nearly 50 years, and that was at
taxpayers expense while in uniform.
I don't have a car so gas rebates mean nothing.
Most purchases I make aren't in any rebate area.
$100 cash might last me for six months.
I get $40 from the ATM when I deposit my cheque and that will run me a
month or more unless I am planning some small purchases.
That makes it easy to understand your attitude on credit cards. Sort
of the more recent parallel to those, such as my parents, who went
through the depression years.
My parents, whose parents never had much money, considered the
depression just an inconvenience. :)
But being raised by them I was taught early the value of a dollar and
to spend it wisely on things that will last, not just something that
caught my eye and I desperately need even though five minutes before I
never knew it even existed. :)
Joe
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