• all banking by appointment only

    From August Abolins@2:460/58 to All on Mon Jan 18 20:34:51 2021

    After several months of trying to be efficient wrt banking - minimizing the number of visits per month to just one, since each deposit costs me a minimum $2 (down from weekly, down to 3 times per month, and finally down to just once a month) - today, I learned that the bank "has mandated" all banking to be by appointment only. I walk in. 4 tellers are busy clicking their mice playing games on their screens. Nobody else is in there. One teller seems to give me the indication to come forward. The first thing she asks me is do I have an appointment. Frig. I look around and say, "Am I using up someone else's slot?" So pathetic. I could feel my frustration starting to simmer. Then she tells me that they have been mandated to go by appointment only. She says "It's not us. It's the government." Bull. She cannot cite the regulation. And I cannot find such a thing searching for it later online.

    Bottom line, I will probably completely reduce visits to the bank to make deposits. There isn't a whole lot of cash to account for anyway. Meanwhile, the bank charges a month'y maintenance fee for nothing to maintain! It's a lot of crap.



    --- tg BBS v0.6.3
    * Origin: Fido by Telegram BBS by Stas Mishchenkov (2:460/58)
  • From Shawn Highfield@1:229/452 to August Abolins on Tue Jan 19 12:12:32 2021
    August Abolins wrote to All <=-

    finally down to just once a month) - today, I learned that the bank
    "has mandated" all banking to be by appointment only. I walk in. 4 tellers are busy clicking their mice playing games on their screens. Nobody else is in there. One teller seems to give me the indication
    to come forward. The first thing she asks me is do I have an
    appointment. Frig. I look around and say, "Am I using up someone
    else's slot?"

    Yep. I haven't delt with a teller in 6 years now. If I have cash to deposit
    I use the machine. If I have questions I just phone the toll free numberfrom
    home.

    appointment only. She says "It's not us. It's the government." Bull.
    She cannot cite the regulation. And I cannot find such a thing
    searching for it later online.

    I'm sure it's just so they don't have to work and can charge you more
    service fee's in the future.

    make deposits. There isn't a whole lot of cash to account for
    anyway. Meanwhile, the bank charges a month'y maintenance fee for
    nothing to maintain! It's a lot of crap.

    Use the cash for gas and groceries. Fuck them.

    Shawn

    ... Help a swallow land at Capistrano.

    --- EzyBlueWave V3.00 01FB001F
    * Origin: Tiny's BBS - telnet://tinysbbs.com:3023 (1:229/452)
  • From August Abolins@2:221/1.58 to Shawn Highfield on Tue Jan 19 09:20:00 2021
    Hello Shawn!

    ** On Tuesday 19.01.21 - 12:12, Shawn Highfield wrote to August Abolins:

    ..The first thing she asks me is do I have an appointment.
    Frig. I look around and say, "Am I using up someone
    else's slot?"

    Yep. I haven't delt with a teller in 6 years now. If I
    have cash to deposit I use the machine. If I have
    questions I just phone the toll free numberfrom home.

    That's pretty good. The banks have become service-less
    entities. They really don't need all the humans behind those
    teller counters. My original point was that there was NO ONE
    else in the bank except a bunch of tellers, and I was made to
    feel like I did something BAD by not having an appointment.

    The human thing to do would have been to simply allow me to
    conduct my banking (since I was obviously not interferring with
    anyone's appointment slot)

    The whole situation is shameful - 4 tellers, not doing anything
    except clicking their mice - and one of the tellers has the
    audacity to ask me if I have an appointment.

    She could have just smiled and said something like "going
    forward, please make an appointment", but she did not. Instead,
    I was treated like some persona non grata or a walking disease.
    Meanwhile, the bank charges "service" fees.


    I'm sure it's just so they don't have to work and can
    charge you more service fee's in the future.

    Banks have become soulless and service-less. It is a travesty
    that they use the term "service" for "service fees" and have
    managed to condition the public to accept it - when they
    practically do not offer any real service at all.

    I am being charged a minimum of $5/mo to have an account "open"
    whether there is any activity or not. Perhaps I should ponder
    establishing the same thing with those bank employees whether
    they visit my shop or not.


    make deposits. There isn't a whole lot of cash to
    account for anyway. Meanwhile, the bank charges a month'y
    maintenance fee for nothing to maintain! It's a lot of
    crap.

    Use the cash for gas and groceries. Fuck them.

    Oh.. I'm ahead of you. I've only ever used cash for personal
    purchases. The cashiers at the grocery stores always seem
    surprised when I pull out cash - and never bother with "points"
    cards.

    Fuel purchases are good with the credit-card. I get a modest 3%
    discount when I use that - plus I can earn AirMiles cash on that
    too.

    But sometimes I need to top-up the chequing account with the
    physical cash that I have laying around. In that case, I may
    just have to make an appointment, but it will have to be on MY
    terms, on a specific day at a specific time - or I may decide to
    use the damn night-depost box - but I hate both options.

    --
    ../|ug

    --- OpenXP 5.0.48
    * Origin: Mobile? COFFEE_KLATSCH = https://tinyurl.com/y56r9f2o (2:221/1.58)